UTHSC-H Student Financial Services Loan Repayment Office

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::	HOW to Repay Student Loans
::	VIEW Loan Repayment Programs
::	VIEW Available Payment Methods for Institutional Loans
::	Emergency Loan Repayment Information
::	Emergency Loan Deferment Request Form
::	What is Deferment?
::	What is Forbearance?
::	What is Cancellation?
::	Student Loan Consolidation - Pros and Cons
::	Debt Management Strategies
::	Student Debt Information
::	Loan Repayment Calculator
::	Complete the Exit Interview
::	LOANS at a GLANCE
::	Loan Repayment Forms
::	Loan Repayment Specialists
::	Back to SFS Homepage

Deferment

What is Deferment?

A deferment is a period of time during which a lender temporarily postpones regular payments. Deferments are granted for specific situations set forth by Congress and have certain time limitations and conditions for eligibility. Depending on when you received your first loan, you may be eligible for a deferment if your particular situation falls into certain categories.

Deferments are entitlements. This means lenders must grant them if borrowers qualify. Therefore, it is the borrower's responsibility to request a defrement and follow up with the necessary documentation to prove their qualification.

Review the Loans at a Glance FAQ sheet to see details regarding deferment eligibility for your loan.

Loans Eligible for Deferment

Federal Perkins

Ella Kate Wallace Ralston (EKWR)

Nursing Student Loan (NSL)

Health Professions Student Loan (HPSL)

Loan for Disadvantage Students (LDS)

Nurse Faculty Loan (NFL)

Women's Auxiliary (WAUX)

Robert Wood Johnson (RWJ)

Ellwood

Primary Care Loan